Make a Minute for Money

As I’ve been gathering receipts and financial data to take to the accountant to file my taxes, I realized I should pay more attention to finances on a regular basis instead of doing this just once a year.

It’s easy to have financial amnesia if you don’t consciously make time to check on your finances regularly. Since you work hard, it only makes sense to work equally hard protecting your hard earned money.

I’d like to encourage you to make time daily (but at least weekly) to check on your money. If you take one to five minutes a day to check on your bank and credit card accounts that would be a good start. Not only will you be alerted to possible fraud, you’ll be more aware of how you’re spending and saving. Seeing those transactions and account balances prevents financial amnesia…there’s no denying what you see in black and white.

By setting aside just five minutes daily you can better manage your money. Here’s some suggestions on how to spend those five minutes:

  • Check your bank account examining all transactions for the previous week.
  • Check one credit card account. Look for suspicious charges and verify payments. Don’t forget to check your interest rate. If it’s been raised, call and ask why.
  • Check phone or utility account. Are there unusual charges? Can you make a change to lower your bill?
  • Clean out the refrigerator. Yes, this is a money saving task. How much food did you waste? How could you change your shopping habits to avoid the waste? Or did you throw away a lot of take home boxes?
  • File, scan, and shred. (This is a big one! I sure wish I’d been doing this all year. A few minutes once a week would be much easier.)

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These five minute check ups are a good place to start, but consider using an app like Mint to create a budget and track your spending, and using Evernote’s a great way to organize receipts and financial information so that preparing for tax season in 2015 will be a little less stressful.

Click here to read 5 Steps to Simplify Your 2014 Taxes with Evernote.

I’m making a calendar with daily financial tasks as reminders to keep me on track. Make a plan and set aside a minute for money on a regular basis.

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Mom

 

Wedding Planning? Evernote to the Rescue

A year ago I downloaded Evernote, the app that promises to help you remember everything, to my computer, iPad, and phone. And while I can’t say that I remembered everything, I stayed organized throughout the wedding planning process.

Evernote allows you to create notebooks and then save notes, pictures, receipts, email, websites, and ideas. I’ve created notebooks for gift ideas, travel, orders, and home inventory; but the wedding notebook’s the one that’s kept me sane.

So how does Evernote organize wedding planning? My Wedding notebook contains:

  • Forwarded emails relating to the wedding
  • Pictures of ideas for flowers, decorations, and wedding dresses
  • Recipes for food and drink
  • Receipts, receipts, receipts…a great way to keep track of expenses as well as phone numbers and addresses of vendors
  • Diagrams and directions for ceremony and reception setup

Ideas clipped and saved in Wedding notebook:

Best of all notes automatically sync between devices so I could access notes anywhere, anytime; and notes can be shared. All the advantages of paper notes and notebooks (which I love) but with added convenience since notes are always available and there’s no worry about losing papers or leaving the notebook at home on the kitchen table.

Planning a wedding or other big project? Evernote to the rescue!

For more ideas on how to use Evernote to plan a wedding check out “8 Ways to Plan a Wedding with Evernote”. Then start planning and start remembering everything.

 

Remember Everything

evernoteThanks to Evernote remembering everything is now possible. I downloaded the Evernote app to my computer, iPad, and phone a couple of months ago, and since it syncs data between all three devices, it lives up to it’s promise to help you remember everything.

I’ve set up notebooks in which I can store recipes, work notes, home projects, gift ideas, order information, and best of all wedding notes. Evernote lets users type or dictate notes, but the feature I like best is the ability to forward email into an Evernote notebook. When Emily sends me ideas or price quotes for vendors, I simply forward the email to my Evernote account and can even designate the appropriate notebook for storage in the subject line. My Wedding notebook contains 41 notes with pictures of dresses, decor ideas, venue contact information, and vendor quotes. Everything is in one place and can be accessed on any device. I can share a single notebook or all notebooks with others, even if they don’t have an Evernote account of their own.

I tested Evernote during the Christmas holiday keeping lists of gift ideas and then forwarding orders insuring I didn’t lose any important receipts. I also took pictures of receipts for other gifts using the scanner function which enabled me store them for easy access. Impressed, I decided to make Evernote my new organization system.

Save webpages, organize research, work with others, plan a trip…so many possibilities…a must have organization tool!