Carry your insurance cards

This may seem like a no brainer, but since my auto insurance company sends a new card every six months, and I get a new health insurance card yearly, this isn’t as easy as it seems.

By law, you must be able to produce your insurance card if in an accident or stopped by law enforcement so take a few minutes and check the glove compartment in your car. Do you have your insurance card? Do you have your registration (the current one)?  If not, take care of it today. It would even be a good idea to put these important documents in a ziplock bag or a colored envelope or some other container so they can easily be found should you need them.

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I found an app for Nationwide, my insurance company, which allows me to access my card from my phone as well as call roadside assistance, get help in case of an accident and even submit and manage claims. Allstate, Progressive and Geico have similar apps. This looks like a way to guarantee I’ll always be able to access what I need to prove I’m covered.

And while you’re checking for access to important documents, check your wallet for your medical insurance card. It won’t do you much good if you don’t have it with you in an emergency.

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You may find you can download an app for that as well.

Carry your insurance cards and remember, there’s an app for that.

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Mom